Your Privacy & Site Terms
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
We run this site so that people like you can use it for information and education. We’re not lawyers and we’re not insurance salesmen. We’re business owners like you and we write about business insurance to help people make good decisions. Every business is different and has different needs. While you are welcome to use this blog as a reference tool, we encourage you to contact your attorney, accountant, insurance agent, insurance broker and any other expert needed to make an informed decision for your business.
That said, we do have a few things our lawyers want us to make clear.
You can use and download information from the site but only for your own use. If you do, please don’t fool around with the copyright and other notices. They’re there for a really good reason. Please don’t think about distributing, modifying, transmitting, reusing, re-posting, or anything else, including the text, images, audio, and video, for public or commercial purposes unless we give you written permission.
If you visit our site, you’re also legally obligated to [read: stuck with] the terms and conditions listed below and any other law or regulation that applies to the site, the Internet, the World Wide Web, or Rhode Island, USA. You shouldn’t access or browse the site if you have any problem with that, because as a user of the site you are bound by [read: stuck with] the terms and conditions.
While we try our hardest to include only accurate stuff on the site, if you use any information or advice, you’re using it at your own risk. While we try our hardest to report only accurate facts, we assume no liability or responsibility for mistakes or omissions on the site. We are not liable for any damages you suffer when you use it this information. Again, we encourage you to contact your attorney, accountant, insurance agent and any other expert needed to make an informed decision for your particular business.
Our disclaimer includes “direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the site. Without limiting the foregoing, everything on the site is provided to you ‘AS IS’ WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON INFRINGEMENT. This Agreement is governed by the laws of the State of Rhode Island, without regard to principles of conflict of laws.
To the extent you have in any manner violated or threatened to violate the intellectual property rights, we may seek injunctive or other appropriate relief in any state or federal court in the State of Rhode Island, and you consent to exclusive jurisdiction and venue in such courts. Any other disputes will be resolved as follows: If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Providence County. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Providence County, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
We’ll keep doing our level best to report facts about general and professional liability insurance. We’re here to help you become and stay informed, and maybe even same a little money in your business, so let’s keep it on a friendly basis and play by the rules, OK?
Google Adsense and the DoubleClick DART Cookie
This site contains a lot of material, and there is no charge for it, however we do monetize the site using Google’s AdSense program. (Hey. we gotta pay bills too!)
Google, as a third party advertisement vendor, uses cookies to serve ads on this site. The use of DART cookies by Google enables them to serve adverts to visitors that are based on their visits to this website as well as other sites on the internet.
To opt out of the DART cookies you may visit the Google ad and content network privacy policy at the following url http://www.google.com/privacy_ads.html Tracking of users through the DART cookie mechanisms are subject to Google’s own privacy policies.
Other Third Party ad servers or ad networks may also use cookies to track users activities on this website to measure advertisement effectiveness and other reasons that will be provided in their own privacy policies, contractors-liability-insurance.org has no access or control over these cookies that may be used by third party advertisers.
Collection of Personal Information
When visiting contractors-liability-insurance.org, the IP address used to access the site will be logged along with the dates and times of access. This information is purely used to analyze trends, administer the site, track users movement and gather broad demographic information for internal use. Most importantly, any recorded IP addresses are not linked to personally identifiable information.
Links to third party Websites
We have included links on this site for your use and reference. We are not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from our own.
Changes to this Privacy Statement
The contents of this statement may be altered at any time, at our discretion.
If you have any questions regarding the privacy policy of contractors-liability-insurance.org then you may contact us at jdd9@earthlink.net